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A woman was pulled off to the side of the interstate, getting help with a flat tire. While she waited for the repair to be done, a driver drifted off the road and struck the tire-changing vehicle behind her. The force of that impact sent the vehicle crashing into her, pinning her between the vehicles. She died from her injuries.
The driver fled the scene. Witnesses, thankfully, had the presence of mind to record his license plate number.
No one can fully prepare for a loss like this. For this woman's family, the road ahead was one of grief, unanswered questions, and a fight for accountability that was just beginning.
After identifying the driver, we turned to his insurance company to pursue the coverage her family deserved.
The insurance company claimed that the driver's policy had been cancelled an entire month before the wreck ever happened.
For some families, that might be where the story ends. They could accept the denial, assume nothing can be done, and walk away without the justice their loved one deserves. That is exactly what insurance companies are counting on.
We at the Law Office of Tyler Rody did not accept their answer. Insurance companies are looking out for their best interests, not yours. So we looked deeper.
Finding the Truth in the Fine Print
After a thorough review of the cancellation letter and the policy documents, we made a compelling argument: the policy had either been erroneously cancelled, or it had been cancelled deliberately to avoid providing coverage when a claim arose.
This was not a minor procedural dispute. This went to the heart of insurance bad faith laws in South Carolina.
When the insurance company heard our position, they asked to go to mediation. We declined. Instead, invoking the protections available under South Carolina's insurance bad faith jurisprudence, we gave them 28 days to agree to tender the full policy limits.
They agreed.
The result was a $1,030,000 recovery for the family of a woman whose life was taken far too soon, on the side of a road, during a moment that should have been nothing more than a brief inconvenience.
No amount of money brings someone back. But accountability matters. And making sure an insurance company cannot simply erase a policy to escape responsibility matters too.
If your family has suffered a wrongful death and you believe an insurance company is not acting in good faith, you deserve an attorney who will look beyond the denial letter and fight for you.
The Law Office of Tyler Rody is here to provide the personal attention your case requires.
